Last updated on March 17, 2023.

We may change this privacy notice from time to time–when we do, we will inform you via our website.

Please carefully read the following Privacy Policy of Victory House LLC and all of its subsidiaries, successors in interest, and assigns (collectively, “Victory House Agency”, “us”, “we”) before using: VictoryHouseAgency.com and HerOwnLane.com a l l related websites, products, services and related mobile applications (the “Services”), (collectively, the “Site”). By using the Website you consent to this Privacy Policy. This means that you accept, agree to be bound, and abide by the Privacy Policy. If you do not agree to the Privacy Policy cease use of this Website immediately.

Your privacy is very important to us. Our Privacy Policy spells out Victory House Agency’s commitment to respecting the privacy of the members and visitors to our Site. We reserve the right to change this policy at any time, which we'll do through online posting or an email message sent directly to you. We are very careful with what we do with your information.

This Privacy Policy governs your access to and use of VictorHouseAgency.com, including any content, functionality and services offered on or through this Website whether as a guest or a registered user. This Privacy Policy also describes how Victory House Agency collects and uses the personal information you provide to us on our Site. It also describes the choices available to you regarding our use of your personal information and how you can access and update this information.

Collection and Use of Personal Information

We collect personal information from you to provide an efficient, meaningful and customized experience for you on the Site.

We collect the following personal information from you:

• Contact Information such as name, email address, mailing address and phone number.

• Billing Information, such as credit card number and billing address.

As is true of most websites, we automatically gather information about your computer such as:

Your IP address, time and date of visit, browser type, referring/exit pages, operating system, agent version, platform, SDK version, timestamp, API key (identifier for application), application version, device identifier, iOS Identifier for Advertising, iOS Identifier for Vendors, Media Access Control (MAC) address, International Mobile Equipment Identity (IMEI), Model, manufacture and OS version of device, session start/stop time, locale (specific location where a given language is spoken), time zone, and network status (WiFi, etc.).]

We may log this information for: system administration and improvement, order verification, marketing and system troubleshooting purposes.

We use this information to:

• Fulfill your order

• Send you an order confirmation

• Administer your account

• Send you a newsletter

• Send you marketing and promotional communications

• Respond to your questions and concerns

• Improve our website and marketing efforts

• Conduct research and analysis

• Display content based upon your interests

How Do we Protect Your Information and Secure Information

Transmissions?

We employ commercially reasonable methods to ensure the security of the information you provide to us and the information we collect automatically. This includes using standard security protocols and working only with reputable third-party vendors.

Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your Personally Identifiable Information, you acknowledge that: (a) there are security and privacy limitations of the Internet which are beyond our control; (b) the security, integrity and privacy of any and all information and data exchanged between you and us through this site cannot be guaranteed; and (c) any such information and data may be viewed or tampered with in transit by a third party.

Email is not recognized as a secure medium of communication. For this reason, we request that you do not send private information to us by email. However, doing so is allowed, but at your own risk. Some of the information you may enter on our website may be transmitted securely via a secure medium known as Secure Sockets Layer, or SSL.

Information Sharing

We will share your personal information with third parties only in the ways that are described in this privacy statement. We may share personal information with certain third parties in the U.S. that perform services on our behalf. The services provided by those third parties may include: operating the website, hosting the website, providing the products and services you request, authorization and processing of your payments, serving advertisements to you, marketing and promotional material distribution (including direct mail marketing).] Those third parties are not authorized to use or disclose personal information you provide to us on or through this website for any purpose other than to perform the services designated by us.

We and our third party service providers in the U.S. may also disclose your personal information:

• As required or permitted by law such as to comply with a subpoena, in response to a search warrant or other legally valid inquiry, order or similar legal process;

• To investigate both in the case of a breach of an agreement or contravention of law;

• When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, establish, exercise or defend a legal claim, investigate fraud or respond to a government

request;

• To any other third party with your prior consent to do so.

If Victory House LLC engages in a joint promotion with an affiliate and/or partner, we may share your contact information with our affiliate and/or partner to be used in relation to the promotion.

We may share non-personal information (such as the number of daily visitors to a particular web page or the size of an order placed on a certain date) with third parties such as advertising partners. This information does not directly identify you or any user by name.

Third Party Websites

Our Site may contain links to third party websites. When you click on a link to any other website or location, you will leave our Site and go to another site, and another entity may collect personal information from you. We have no control over, do not review, and cannot be responsible for, these outside websites or their content. Please be aware that the terms of this Privacy Policy do not apply to these outside websites or content, or to any collection of your personal information after you click on links to such outside websites. We encourage you to read the privacy policies of every website you visit. The links to third party websites or locations are for your convenience and do not signify our endorsement of such third parties or their products, content or websites.

Cookies and Other Tracking Technologies

When you use our site we will store cookies on your computer in order to facilitate and customize your use of our site. Cookies are small text files of information stored by the Internet browser on your computer or device. For example, we may use cookies to collect browsing data to keep track of your preferences and profile information and to collect general usage and volume statistical information. Our cookies do not collect personal or confidential information and are not spyware. Some of our cookies are served by us, and some are served by third parties who are delivering services on our behalf.

Victory House LLC has no influence on the processing of Personal Information by these providers.

You may set your Internet web browser to refuse cookies or to remove cookies from your hard drive. You can also learn more about cookies by visiting www.allaboutcookies.org which includes additional useful information on cookies and how to block them using different browsers. By blocking or deleting cookies used on our website and mobile application, you may not be able to take full advantage of our services.

The Company reserves the right to use technological equivalents of cookies, including social media pixels. These pixels allow social media sites to track visitors to outside websites so as to tailor advertising messages users see while visiting that social media website. The Company reserves the right to use these pixels in compliance with the policies of the various social media sites.

Use of Social Plugins

Victory House Agency’s Website/Applications may use social media plugins (“plugins”) from social networks like Facebook, Google+ and Twitter (“Social Network”). The Plugins are identified by the respective social media logo or the respective suffix (the “Button”).

If you visit a page on the VictoryHouseAgency.com that contains Plugins, your browser will establish a direct connection to the Social Network sever and load the Button from there, At the time the Social Network will know that the respective page on the VictoryHouseAgency.com has been visited. If you click on a Button, you establish a direct connection to the respective Social Network.

By clicking the applicable Button, you accept and consent to the transmission of your data to the Social Network, it can also associate your visit to the [COMPANY Website/Application].

If you do not wish your data to be transmitted to the applicable Social Network via VictoryHouseAgency.com ensure that you are not logged into the Social Network before visiting VictoryHouseAgency.com, and do not click on any Plugins while on VictoryHouseAgency.com

For information about the scope and purpose of data collection by these social media companies, and your rights and the settings you can configure to protect your privacy, please refer to their privacy policies.

Children Under the Age of 16

This Site is not intended for children under 16 years of age. No one under age 16 may provide any information to or on the Website. Our policy is that we do not knowingly collect, use or disclose personal information from children under 16. If you are under 16, do not use or provide any information on this Website or on or through any of its features/register on the Website, make any purchases through the Website, use any of the interactive or public comment features of this Website or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use.

If we learn we have collected or received personal information from a child under 16 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 16, please contact us at hello@victoryhouseagency.com

Victory House LLC does not knowingly collect or use any Personal Information from online visitors under the age of 16. Victory House LLC does not knowingly allow visitors under the age of 16 to participate in any promotions or contests made available on VictoryHouseAgency.com from time to time.

Email Policies

We are committed to keeping your e-mail address confidential. We do not sell, rent, or lease our subscription lists to third parties, and will not disclose your email address to any third parties except as allowed in the section titled

Information Sharing.

We will maintain the information you send via e-mail in accordance with applicable federal law.

In compliance with the CAN-SPAM Act, all e-mails sent from our organization will clearly state who the e-mail is from and provide clear information on how to contact the sender. In addition, all e-mail messages will also contain concise information on how to remove yourself from our mailing list so that you receive no further e-mail communication from us.

Our emails provide users the opportunity to opt-out of receiving communications from us and our partners by reading the unsubscribe instructions located at the bottom of any e-mail they receive from us at anytime.

Users who no longer wish to receive our newsletter or promotional materials may opt-out of receiving these communications by clicking on the unsubscribe link in the e-mail.

Notification of Privacy Statement Changes

We may update this Privacy Policy to reflect changes to our information practices. If we make any material changes, we will notify you by email (sent to the email address specified in your account) or by means of a notice on this Site prior to the change becoming effective. We encourage you to periodically review this policy for the latest information on our privacy practices.

Non-United States Visitors

If you are a non-U.S. user of the Site, by visiting the Site and providing us with

data, you acknowledge and agree that your personal information may be

processed for the purposes identified in the Privacy Policy. In addition, your

personal information may be processed in the country in which it was collected and in other countries, including the United States where laws regarding

processing of personal information may be less stringent than the laws in your

country and where your personal information may be accessed by the courts,

law enforcement and national security authorities as required under the laws of

those jurisdictions. By providing your data, you consent to such transfer.

GDPR

If you are within the European Union, you are entitled to certain information and

have certain rights under the General Data Protection Regulation. Those rights

include:

• We will retain the any information you choose to provide to us until the

earlier of: (a) you asking us to delete the information, (b) our decision to

cease using our existing data providers, or (c) the Company decides that

the value in retaining the data is outweighed by the costs of retaining it.

• You have the right to request access to your data that the Company stores

and the rights to either rectify or erase your personal data.

• You have the right to seek restrictions on the processing of your data.

• You have the right to object to the processing of your data and the right to

the portability of your data.

• To the extent that you provided consent to the Company’s processing of

your personal data, you have the right to withdraw that consent at any

time, without affecting the lawfulness of processing based upon consent

that occurred prior to your withdrawal of consent.

• You have the right to lodge a complaint with a supervisory authority that

has jurisdiction over issues related to the General Data Protection

Regulation.

• We require only the information that is reasonably required to enter into a

contract with you. We will not require you to provide consent for any

unnecessary processing as a condition of entering into a contract with us.

For further information on each of these rights (including the circumstances in

which they may apply), see the guidance from the UK Information

Commissioner's Office (ICO) on individual rights under the General Data

Protection Regulation.

We hope that we can resolve any query or concern you raise about our use of

your information. The General Data Protection Regulation also gives you right to lodge a complaint with a supervisory authority, in the European Union (or

European Economic Area) state where you work, normally live, or where any

alleged infringement of data protection laws occurred.

CCPA

You have the right under the California Consumer Privacy Act of 2018 (CCPA)

and certain other privacy and data protection laws, as applicable, to exercise free

of charge:

Disclosure of Personal Information We Collect About You

You have the right to know:

• The categories of personal information we have collected about you;

• The categories of sources from which the personal information is

collected;

• Our business or commercial purpose for collecting or selling personal

information;

• The categories of third parties with whom we share personal information, if

any; and

• The specific pieces of personal information we have collected about you.

• Please note that we are not required to:

• Retain any personal information about you that was collected for a single

one-time transaction if, in the ordinary course of business, that information

about you is not retained;

• Reidentify or otherwise link any data that, in the ordinary course of

business, is not maintained in a manner that would be considered

personal information; or

• Provide the personal information to you more than twice in a 12-month

period.

Personal Information Sold or Used for a Business Purpose

In connection with any personal information we may sell or disclose to a third

party for a business purpose, you have the right to know:

• The categories of personal information about you that we sold and the

categories of third parties to whom the personal information was sold; and

• The categories of personal information that we disclosed about you for a

business purpose.

• You have the right under the California Consumer Privacy Act of 2018

(CCPA) and certain other privacy and data protection laws, as applicable,

to opt-out of the sale [or disclosure] of your personal information. If you

exercise your right to opt-out of the sale [or disclosure] of your personal information, we will refrain from selling your personal information, unless you subsequently provide express authorization for the sale of your personal information. To opt-out of the sale [or disclosure] of your personal information, visit our homepage and click on the Do Not Sell My Personal Information link here: [URL].

Right to Deletion

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

• Delete your personal information from our records; and

• Direct any service providers to delete your personal information from their records.

• Please note that we may not delete your personal information if it is necessary to:

• Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;

• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;

• Debug to identify and repair errors that impair existing intended functionality;

• Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;

• Comply with the California Electronic Communications Privacy Act;

• Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;

• Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;

• Comply with an existing legal obligation; or

• Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.

Protection Against Discrimination

You have the right to not be discriminated against by us because you exercised any of your rights under the CCPA. This means we cannot, among other things:

• Deny goods or services to you;

• Charge different prices or rates for goods or services, including through the use of discounts or other benefits or imposing penalties;

• Provide a different level or quality of goods or services to you; or

• Suggest that you will receive a different price or rate for goods or services or a different level or quality of goods or services.

• *Please note that we may charge a different price or rate or provide a different level or quality of [goods and/or services] to you, if that difference is reasonably related to the value provided to our business by your personal information.

Exercising your Privacy Rights & Contact Information

If you would like to exercise any of your rights as described in this Privacy Policy,

please: Email us at:

Victory House LLC

Hello@VictoryHouseAgency.com

We are not obligated to make a data access or data portability disclosure if we cannot verify that the person making the request is the person about whom we collected information, or is someone authorized to act on such person’s behalf.

Any personal information we collect from you to verify your identity in connection with you request will be used solely for the purposes of verification.

California “Shine the Light” Privacy Rights

California’s “Shine the Light” law permits those Victory House LLC customers

who are residents of California to annually request a list of their Personal

Information (if any) that Victory House LLC disclosed to third parties for direct

marketing purposes in the preceding calendar year, and the names and

addresses of those third parties. At this time, Victory House LLC currently does

not share any Personal Information with third parties for direct marketing

purposes.